U.S. savings bonds (TreasuryDirect)
Old paper or electronic U.S. savings bonds that were never cashed, including bonds that have matured and stopped earning interest (EE and I bonds earn interest for up to 30 years), plus lost, stolen or destroyed bonds.
- Run by
- U.S. Department of the Treasury, Bureau of the Fiscal Service (TreasuryDirect / Treasury Retail Securities Services).
- Cost
- Free
How to check and claim
Paper EE or I bond you have: ask your bank whether it cashes bonds, or send FS Form 1522 and the bonds to Treasury.
Lost, stolen or destroyed bond: file FS Form 1048 to replace or cash it.
Not sure whether a bond was already cashed: write to Treasury Retail Securities Services, P.O. Box 9150, Minneapolis, MN 55480-9150, with the serial numbers (do not send the bonds).
Electronic bonds: sign in to your TreasuryDirect account and use ManageDirect > Redeem securities.
Go to the official site.
Open official siteChecking is free. The FTC warns that the government will not call or text you asking you to pay to search for unclaimed money. Go to the official site yourself and never pay a "processing" fee.