Missouri · Unclaimed property
Unclaimed money in Missouri: how to find and claim it
Missouri holds over $1.5 billion in unclaimed money. Searching and claiming are free.
Checked against official sources: Oct 21, 2026
Search Missouri's official list of unclaimed property by name.
Search Missouri's list (free, official) →Scam warning: the state never charges a fee to claim, and the FTC warns that state programs don't text you alerts or links. How to spot a scam
How to claim in Missouri
Search your name, and past names, on the Treasurer's free search portal.
Add the matching properties to your claims cart and file the claim online. The state says more than half of people can file a paperless claim.
If the site asks for proof, send what it asks for. You can also write to the Treasurer with your name and past addresses, and they will mail you a claim form with instructions.
Track your claim online with the "Track Your Claim" tool.
There is no deadline. Missouri holds the money for you forever.
Yes. The Treasurer says more than 50 percent of people with unclaimed property can file a paperless claim online.
Documents you may need
- Proof that you are the owner (the claim form or online claim tells you exactly what to send)
- Your current name and address, and past addresses tied to the property
- For a deceased owner whose estate was not probated: a notarized Table of Heirship listing the owner's relatives
Money owed to a relative who died
Only the original owner or a legal heir can claim. If the estate was not probated, heirs fill out the Treasurer's Table of Heirship, which lists the owner's relatives and must be signed under penalty of perjury in front of a notary.
Contact the program
- Program
- Missouri State Treasurer's Office, Unclaimed Property Division
- Phone
- (573) 751-0123
- Claims by mail
- Office of the Missouri State Treasurer, Unclaimed Property, P.O. Box 1004, Jefferson City, MO 65102-1004
Finder fees in Missouri
Any finder agreement signed within 12 months after the property was turned over to the Treasurer cannot be enforced. After that, the fee is capped: 10% if signed 12 to 24 months after, 15% if 24 to 36 months after, and 20% after 36 months. The agreement must be in writing, signed and acknowledged by you, and must state what the property is and what it is worth. Paid finders must register with the Treasurer.
Watch out: The Treasurer's Office never charges to return unclaimed property, and claims are processed free of charge.
Good to know
- If the money came from an interest-bearing account, the Treasurer pays up to seven years of interest.
- The Treasurer says 1 in 10 Missourians has unclaimed property, and the average return is $300.
- Military medals found in safe deposit boxes are never auctioned; the Treasurer lists them online so families can claim them.
Also check outside Missouri
Search every other state where you lived or worked. Some money, like old savings bonds and IRS refunds, is held by federal agencies.
MissingMoney.com and NAUPA state unclaimed property search
Money that businesses could not return to you and had to hand over to a state, such as old bank accounts and insurance policies. USA.gov says state governments hold most unclaimed money.
Official siteU.S. savings bonds (TreasuryDirect)
Old paper or electronic U.S. savings bonds that were never cashed, including bonds that have matured and stopped earning interest (EE and I bonds earn interest for up to 30 years), plus lost, stolen or destroyed bonds.
Official siteIRS refunds from tax returns never filed (3-year rule)
Tax refunds owed to people who never filed a federal tax return for a year, often because they earned little and were not required to file. The IRS says taxpayers usually have three years to file and claim a refund; after that the money becomes the property of the U.S. Treasury.
Official siteQuestions about Missouri
How do I find unclaimed money in Missouri?
Search the official database run by the Missouri State Treasurer's Office, Unclaimed Property Division. Searching is free. Search every name you have used and every address where you lived in Missouri.
Does it cost anything to claim money in Missouri?
No. The state does not charge a fee to claim. Any finder agreement signed within 12 months after the property was turned over to the Treasurer cannot be enforced. After that, the fee is capped: 10% if signed 12 to 24 months after, 15% if 24 to 36 months after, and 20% after 36 months. The agreement must be in writing, signed and acknowledged by you, and must state what the property is and what it is worth. Paid finders must register with the Treasurer.
How do I claim money for a relative who died in Missouri?
Only the original owner or a legal heir can claim. If the estate was not probated, heirs fill out the Treasurer's Table of Heirship, which lists the owner's relatives and must be signed under penalty of perjury in front of a notary.