Mississippi · Unclaimed property
Unclaimed money in Mississippi: how to find and claim it
Mississippi may be holding money that belongs to you. Searching and claiming are free.
Checked against official sources: Oct 21, 2026
Search Mississippi's official list of unclaimed property by name.
Search Mississippi's list (free, official) →Scam warning: the state never charges a fee to claim, and the FTC warns that state programs don't text you alerts or links. How to spot a scam
How to claim in Mississippi
Go to the Treasury's Unclaimed Money page and start a search. The Treasury first shows a citizenship notice.
Type your last name and search. Click CLAIM on items that are yours, then CONTINUE TO FILE CLAIM.
Enter your current mailing address and submit to get a claim number and a claim form.
Sign the claim form and attach the documents it lists. Upload them online or mail them to P.O. Box 138. Faxed or emailed claim forms are not accepted.
If the owner has died and the estate is closed, each heir files a separate claim. Checks cannot be picked up in person.
Documents you may need
- Copy of photo ID: driver's license, passport, military ID or another official card.
- Social Security card, or a formal document showing the number (e.g. the top of a tax return or an insurance document).
- Proof of a past address if needed: old utility bills, tax returns, school records or credit reports. If you have none, a note explaining where and when you lived there.
- Name change papers (marriage license, divorce decree) if your name changed.
- For a minor owner: the minor's birth certificate, plus guardianship papers if they apply.
Money owed to a relative who died
Send the owner's death certificate, plus the filed will and probate orders. If there is no will, send an obituary or funeral program listing the heirs. If you have neither, each heir completes a notarized Affidavit of Death and Heirship. If the estate is open, the money goes to the estate through the executor. If it is closed, each heir files a separate claim and the money is split by the will or heirship.
Contact the program
- Program
- Mississippi State Treasury (Office of the State Treasurer), Unclaimed Property Division
- Phone
- 601-359-3534 (claims)
- Claims by mail
- Office of the State Treasurer, Unclaimed Property Division, P.O. Box 138, Jackson, MS 39205
- Processing time
- The claims site says the time to process a claim varies.
Finder fees in Mississippi
The Treasury says claim finders may charge you no more than 10% of a paid claim. They also may not collect fees on money the state has held for less than 7 months. The Treasury does not take finder fees out of your check, and you never need a finder to file.
Watch out: The Treasury says anyone can file without a paid claim finder, and its staff will help you for free so you avoid finder fees.
Good to know
- Before you search, the Treasury shows a notice. If you are not a U.S. citizen, be ready to show ID from your own country. Claims from U.S. citizens are handled first.
- The Treasury says financial institutions turn money over after five years of inactivity.
- Heirs' money is split by law. The Treasury cannot pay one heir the whole amount, even if that heir plans to share it.
Also check outside Mississippi
Search every other state where you lived or worked. Some money, like old savings bonds and IRS refunds, is held by federal agencies.
MissingMoney.com and NAUPA state unclaimed property search
Money that businesses could not return to you and had to hand over to a state, such as old bank accounts and insurance policies. USA.gov says state governments hold most unclaimed money.
Official siteU.S. savings bonds (TreasuryDirect)
Old paper or electronic U.S. savings bonds that were never cashed, including bonds that have matured and stopped earning interest (EE and I bonds earn interest for up to 30 years), plus lost, stolen or destroyed bonds.
Official siteIRS refunds from tax returns never filed (3-year rule)
Tax refunds owed to people who never filed a federal tax return for a year, often because they earned little and were not required to file. The IRS says taxpayers usually have three years to file and claim a refund; after that the money becomes the property of the U.S. Treasury.
Official siteQuestions about Mississippi
How do I find unclaimed money in Mississippi?
Search the official database run by the Mississippi State Treasury (Office of the State Treasurer), Unclaimed Property Division. Searching is free. Search every name you have used and every address where you lived in Mississippi.
Does it cost anything to claim money in Mississippi?
No. The state does not charge a fee to claim. The Treasury says claim finders may charge you no more than 10% of a paid claim. They also may not collect fees on money the state has held for less than 7 months. The Treasury does not take finder fees out of your check, and you never need a finder to file.
How do I claim money for a relative who died in Mississippi?
Send the owner's death certificate, plus the filed will and probate orders. If there is no will, send an obituary or funeral program listing the heirs. If you have neither, each heir completes a notarized Affidavit of Death and Heirship. If the estate is open, the money goes to the estate through the executor. If it is closed, each heir files a separate claim and the money is split by the will or heirship.
How long does a claim take in Mississippi?
The claims site says the time to process a claim varies.
Sources
- Mississippi State Treasury - Unclaimed Money
- Mississippi State Treasury - Unclaimed Money: Learn (FAQ and required documents)
- Mississippi State Treasury - Citizenship Declaration
- Mississippi Unclaimed Property claims site
- Mississippi Unclaimed Property - FAQ
- Mississippi State Treasury - Claim Form and Requirements (PDF, finder rules in Section 4)
- MissingMoney.com: State Index (states searchable on MissingMoney)
Last checked: Oct 21, 2026.