Utah · Unclaimed property
Unclaimed money in Utah: how to find and claim it
Utah may be holding money that belongs to you. Searching and claiming are free.
Checked against official sources: Oct 21, 2026
Search Utah's official list of unclaimed property by name.
Search Utah's list (free, official) →Scam warning: the state never charges a fee to claim, and the FTC warns that state programs don't text you alerts or links. How to spot a scam
How to claim in Utah
Search your name (and family members, businesses and deceased relatives) at mycash.utah.gov.
File your claim online. The email you get lists the documents your claim needs.
Gather a copy of your photo ID (or have the claim form notarized), proof of your Social Security number, and proof you lived or got mail at the address shown for the property.
Upload your documents through the secure link or mail them to the Unclaimed Property Division. If your form has a notary section, get it notarized, upload it, and also mail the original.
Check your claim status online with your claim ID.
Utah's MyCash Now program automatically mailed checks of up to $2,000 to owners matched with Utah Tax Commission data, with no claim needed, but it was paused as of January 2026 until staffing, fraud safeguards and electronic payments are in place.
Documents you may need
- A completed and signed claim form (the original signature is required; a fax alone is not enough)
- A clear copy of your official photo ID, or a notarized claim form
- Proof of your Social Security number (a tax return, insurance card or other document showing it)
- Proof you lived or got mail at the address on the property: for example a driver's license, tax return, postmarked envelope, bank or utility statement, credit report, or court papers
- Proof of any name change (marriage certificate or court document)
- Notarization when your claim form asks for it, depending on the dollar amount and type of property
Money owed to a relative who died
Fill out the Affidavit for Collection of Unclaimed Property, answering every question (it asks about a will, a personal representative, and whether the estate is over $100,000), and send your ID, proof of the deceased owner's address, and documents showing your right to claim, such as an obituary or court papers. If there is no valid will or trust, Utah's intestate succession rules decide who gets the money.
Contact the program
- Program
- Utah Office of State Treasurer, Unclaimed Property Division
- Phone
- 801-715-3300 (toll-free 888-217-1203)
- Claims by mail
- Treasurer's Office, Unclaimed Property Division, PO Box 140530, Salt Lake City, UT 84114-0530
- Processing time
- The state says it depends on complexity; heir and business claims take longer, and some claims may take as long as 90 days.
Finder fees in Utah
Any agreement with a finder made within 24 months after the property was turned over to the state is void. After that, a state rule caps the finder's fee at 20% of the amount collected; the agreement must be in writing, signed by you, and show the expected amount before and after the fee, and finders charging a contingent fee must hold a Utah private detective license.
Law: Utah Code §§ 67-4a-1301 and 67-4a-1302; Utah Admin. Code R966-1-37
Watch out: There is no fee to claim, and you can verify any MyCash letter or email by checking its Claim ID on the official claim-status page or calling 801-715-3300.
Good to know
- Businesses turned over a record $178.3 million to Utah in fiscal 2025, far more than the $43.4 million paid out that year.
- There is no deadline: property is held for owners and heirs forever.
- The state estimates one in five Utahns has unclaimed property.
Also check outside Utah
Search every other state where you lived or worked. Some money, like old savings bonds and IRS refunds, is held by federal agencies.
MissingMoney.com and NAUPA state unclaimed property search
Money that businesses could not return to you and had to hand over to a state, such as old bank accounts and insurance policies. USA.gov says state governments hold most unclaimed money.
Official siteU.S. savings bonds (TreasuryDirect)
Old paper or electronic U.S. savings bonds that were never cashed, including bonds that have matured and stopped earning interest (EE and I bonds earn interest for up to 30 years), plus lost, stolen or destroyed bonds.
Official siteIRS refunds from tax returns never filed (3-year rule)
Tax refunds owed to people who never filed a federal tax return for a year, often because they earned little and were not required to file. The IRS says taxpayers usually have three years to file and claim a refund; after that the money becomes the property of the U.S. Treasury.
Official siteQuestions about Utah
How do I find unclaimed money in Utah?
Search the official database run by the Utah Office of State Treasurer, Unclaimed Property Division. Searching is free. Search every name you have used and every address where you lived in Utah.
Does it cost anything to claim money in Utah?
No. The state does not charge a fee to claim. Any agreement with a finder made within 24 months after the property was turned over to the state is void. After that, a state rule caps the finder's fee at 20% of the amount collected; the agreement must be in writing, signed by you, and show the expected amount before and after the fee, and finders charging a contingent fee must hold a Utah private detective license.
How do I claim money for a relative who died in Utah?
Fill out the Affidavit for Collection of Unclaimed Property, answering every question (it asks about a will, a personal representative, and whether the estate is over $100,000), and send your ID, proof of the deceased owner's address, and documents showing your right to claim, such as an obituary or court papers. If there is no valid will or trust, Utah's intestate succession rules decide who gets the money.
How long does a claim take in Utah?
The state says it depends on complexity; heir and business claims take longer, and some claims may take as long as 90 days.
Sources
- Utah Unclaimed Property: mycash.utah.gov
- Utah Unclaimed Property: Claiming FAQ
- Utah Unclaimed Property: Evidence FAQ
- Utah Treasurer: MyCash Now
- Treasurer Oaks urges Utahns to claim their lost money as reported property surges to record levels (Jan. 28, 2026)
- Record levels of lost money prompt Utah Treasurer's Office to hold Unclaimed Property Webathon (June 2, 2026)
- Utah Code § 67-4a-1302: When agreement to locate property void
- MissingMoney.com: State Index (states searchable on MissingMoney)
Last checked: Oct 21, 2026.