Unclaimed money in Indiana: how to find and claim it

How to claim in Indiana

1. Search your name, your family's names or your business at IndianaUnclaimed.gov. It is free.

2. Or text CLAIM to 46220 to search from your phone.

3. If you find a match, file a claim on the Attorney General's claim form. By law you must verify (swear) that your claim is complete and accurate.

4. You can claim for free through the Attorney General's office. You do not need to pay anyone.

5. Call the Unclaimed Property Division at 1-866-462-5246 if you need help.

State law lets the Attorney General skip the claim form and pay you directly if the property is worth less than $5,000, you are the owner named in the holder's report, and the office believes you are entitled to it. We could not check on the official site how often this is used.

Documents you may need

• Your Social Security number. The state uses it only to connect you with the property.
• Proof that you are eligible to claim the property. Compare the address listed with the property against your current and former addresses.
• If you file for a business: proof that you own it or can act for it.
• You must be 18 or older to file. A parent or legal guardian files for a minor.

Money owed to a relative who died

You can claim for a relative who died if you are the legal heir. The state asks whether the will was probated, meaning a court appointed an executor or personal representative. If other people are listed as co-owners, tell them you are filing. Contact the office if your situation is unusual.

Contact the program

Program

Indiana Attorney General's Office, Unclaimed Property Division

Phone

1-866-462-5246

Claims by mail

Office of the Indiana Attorney General, Unclaimed Property Division, P.O. Box 2504, Greenwood, IN 46142

Processing time

By law, the Attorney General must approve or deny your claim within 90 days of filing and tell you in writing. A claim with no decision after 90 days counts as denied, and you can file an amended claim. Approved claims must be paid within 30 days.

Finder fees in Indiana

A finder agreement is void if it is signed during the 24 months after the property is turned over to the Attorney General. After that, it must be in writing, describe the property and services, be signed by you, show the value before and after the fee, and tell you that you can claim for free through the Attorney General. A fee of more than 10% of the amount collected is unenforceable against you, and the fee can never be more than $5,000 (the 10% limit does not apply if $50 or less is collected). You or the Attorney General can go to court to cut an excessive fee.

Law: Ind. Code § 32-34-1.5-74 and § 32-34-1.5-75

Good to know

• The program is run by the Attorney General's office.
• You have 25 years to claim money after it is presumed abandoned.
• Before paying you, the state first takes out certain debts you owe in Indiana, such as unpaid child support, court fines or overdue state or local taxes.

Also check outside Indiana

Search every other state where you lived or worked. Some money, like old savings bonds and IRS refunds, is held by federal agencies.

Questions about Indiana

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