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Arkansas · Unclaimed property

Unclaimed money in Arkansas: how to find and claim it

Arkansas holds over $400 million in unclaimed money. Searching and claiming are free.

Checked against official sources: Oct 21, 2026

Search Arkansas's official list of unclaimed property by name.

Search Arkansas's list (free, official) →

Scam warning: the state never charges a fee to claim, and the FTC warns that state programs don't text you alerts or links. How to spot a scam

Over $400 millionwaiting to be claimed (as of November 2025)
$100.2 millionreturned from January 2023 to November 24, 2025
Freeto search and claim
MissingMoney.comalso searches Arkansas's list

How to claim in Arkansas

  1. Search your name at claimitar.gov. Searching and claiming are free.

  2. File your claim online. You can also call 1-800-CLAIMIT for help filing.

  3. Sign the claim. You can sign electronically only for a single-owner claim under $5,000. Have the form notarized if it is worth $1,000 or more, or includes stock or safe deposit box contents.

  4. Upload your documents at claimitar.gov, or bring them to the office.

  5. Watch your email for requests for more documents. Check status online with your claim ID.

Yes. Under Act 114 of 2025, the Auditor's "Data Match" program mails checks automatically, with no claim needed, to people owed up to $5,000 on single-owner, individual property, once their identity is verified. You get a letter first and a check within 90 days (the FAQ says about 6 to 8 weeks after the letter). If you are owed more than $1,000 you must send extra documents. Heirs, businesses, and claims for securities, mineral rights or physical items still need a regular claim.

Official instructions for claims

Documents you may need

  • Copy of government-issued ID
  • Your Social Security number (or the business's Federal Employer Identification Number)
  • Sometimes: proof of a previous address or verification from the business that reported the money
  • Name change: marriage certificate or court document
  • Heirs: probated will or the Auditor's affidavit of heirship

Money owed to a relative who died

Legal heirs (beneficiaries, spouses, children, etc.) can claim with proof of heirship, such as a probated will or the Auditor's affidavit of heirship. The affidavit works only for claims under $10,000; for larger claims with no will, you need a court order (18 CAR § 21-404).

Contact the program

Program
Arkansas Auditor of State, Unclaimed Property Division
Phone
1-800-CLAIMIT (1-800-252-4648)
Claims by mail
Arkansas Auditor of State, Unclaimed Property Division, Victory Building, 1401 W. Capitol Ave., Ste 325, Little Rock, AR 72201
Processing time
Up to 90 days, depending on how complex the claim is and how many claims the office has. Checks are mailed weekly, usually on Fridays. There is no direct deposit.

Finder fees in Arkansas

No one may charge a fee to find your property until it has been held by the Auditor for at least 24 months. A finder can charge no more than 10% of the amount collected. Finder agreements must be in writing, signed by everyone, dated and notarized, and the finder must give the full agreement to the Auditor.

Law: Arkansas Unclaimed Property Administrative Rules, 18 CAR §§ 21-501 and 21-502 (under the Unclaimed Property Act, Ark. Code Ann. § 18-28-201 et seq.)

Watch out: The Auditor's office will never text you about unclaimed property. Such texts are a common scam.

Good to know

  • There is no deadline to claim. The state keeps the money for owners forever.
  • By November 24, 2025, more than 41,000 automatic Data Match checks had been mailed since the program started in September 2025.
  • The Auditor holds mobile offices around the state to help people find and claim money.

Also check outside Arkansas

Search every other state where you lived or worked. Some money, like old savings bonds and IRS refunds, is held by federal agencies.

MissingMoney.com and NAUPA state unclaimed property search

Money that businesses could not return to you and had to hand over to a state, such as old bank accounts and insurance policies. USA.gov says state governments hold most unclaimed money.

Official site

U.S. savings bonds (TreasuryDirect)

Old paper or electronic U.S. savings bonds that were never cashed, including bonds that have matured and stopped earning interest (EE and I bonds earn interest for up to 30 years), plus lost, stolen or destroyed bonds.

Official site

IRS refunds from tax returns never filed (3-year rule)

Tax refunds owed to people who never filed a federal tax return for a year, often because they earned little and were not required to file. The IRS says taxpayers usually have three years to file and claim a refund; after that the money becomes the property of the U.S. Treasury.

Official site

Questions about Arkansas

How do I find unclaimed money in Arkansas?

Search the official database run by the Arkansas Auditor of State, Unclaimed Property Division. Searching is free. Search every name you have used and every address where you lived in Arkansas.

Does it cost anything to claim money in Arkansas?

No. The state does not charge a fee to claim. No one may charge a fee to find your property until it has been held by the Auditor for at least 24 months. A finder can charge no more than 10% of the amount collected. Finder agreements must be in writing, signed by everyone, dated and notarized, and the finder must give the full agreement to the Auditor.

How do I claim money for a relative who died in Arkansas?

Legal heirs (beneficiaries, spouses, children, etc.) can claim with proof of heirship, such as a probated will or the Auditor's affidavit of heirship. The affidavit works only for claims under $10,000; for larger claims with no will, you need a court order (18 CAR § 21-404).

How long does a claim take in Arkansas?

Up to 90 days, depending on how complex the claim is and how many claims the office has. Checks are mailed weekly, usually on Fridays. There is no direct deposit.

Sources

Last checked: Oct 21, 2026.

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