MissingMoney.com and NAUPA state unclaimed property search
Money that businesses could not return to you and had to hand over to a state, such as old bank accounts and insurance policies. USA.gov says state governments hold most unclaimed money.
- Run by
- The National Association of Unclaimed Property Administrators (NAUPA), the group of state unclaimed property officials, sponsors MissingMoney.com. The money itself is held by each state's unclaimed property program.
- Cost
- Free to search on official state sites and MissingMoney.com
How to check and claim
Go to unclaimed.org and use MissingMoney.com to search many participating states at once.
Also search the official site of every state you have lived or done business in, because not all states may show up in one search.
If there is a match, follow the link to that state's official government site to file the claim.
Go to the official site.
Open official siteChecking is free. The FTC warns that the government will not call or text you asking you to pay to search for unclaimed money. Go to the official site yourself and never pay a "processing" fee.
Other places to check
U.S. savings bonds (TreasuryDirect)IRS refunds from tax returns never filed (3-year rule)IRS undelivered or lost refund checks (Where's My Refund?)NAIC Life Insurance Policy LocatorPBGC unclaimed pension searchRetirement Savings Lost and Found Database (Department of Labor)FDIC unclaimed funds from failed banksNCUA unclaimed deposits from closed credit unionsHUD/FHA mortgage insurance premium refundsVA unclaimed life insurance fundsSEC and FTC refunds from enforcement casesClass action settlements: how to check that one is real