Georgia property tax exemptions

Yes: the Standard Homestead Exemption. $2,000 off the assessed value (Georgia assesses homes at 40% of market value) for county and school taxes. Many counties give much more by local law; for example, Fulton County gives $30,000 off the assessed value for county taxes. Who qualifies: You own the home and it is your legal residence and you actually live there on January 1. If you are away from home for health reasons you can keep it.

April 1 of the tax year (O.C.G.A. 48-5-45). The Department of Revenue says you may now also apply up to the end of the 45-day window to appeal your assessment notice. Applications filed after that count for the next year.

One-time. It renews automatically while you own and live in the home; reapply if the names on the deed change.

Senior Exemptions: $4,000 county exemption (65+), school tax exemption (62+) and floating inflation-proof exemption (62+): Age 65+: $4,000 off the assessed value for county taxes. Age 62+: up to $10,000 off the assessed value for school taxes. Age 62+: a floating county exemption that keeps your county taxable value from rising with market value, if your appraised value has gone up more than $10,000. Many counties give bigger senior exemptions (Fulton: $50,000 off county operations at 65 with no income limit). Property Tax Deferral for the Elderly: Lets you put off (not cancel) paying part or all of your homestead property tax. The deferred tax plus interest becomes a lien paid when the home is sold or ownership changes.

Disabled Veteran Homestead Exemption: $126,526 off the assessed value for 2026, for all state, county, city and school taxes. Georgia law ties the amount to the federal VA specially adapted housing grant limit under 38 U.S.C. 2102 (or $32,500 if greater); the VA set that limit at $126,526 for federal fiscal year 2026 (it was $121,812 for 2025). Value above that stays taxable.

Partly. The HB 581 statewide floating homestead exemption limits yearly increases in a homestead's taxable value to inflation (2.7% for 2026) for each county, city and school district that did not opt out (O.C.G.A. 48-5-44.2). Many counties also have their own freeze or floating exemptions; Fulton County's base value rises by the lesser of CPI or 3%.

Your county tax commissioner (or, in some counties, the county board of tax assessors) takes homestead applications and grants exemptions. Counties, cities and school districts add their own local exemptions, so the county office is the place to ask what you qualify for.