Vermont Property Tax Exemptions

Exemptions by group

Every break for one group on one page, with step-by-step instructions and the tools set for that group.

Property tax exemptions in Vermont

Homestead

Homestead Declaration (homestead education tax rate)

Not a fixed dollar amount. Filing puts your home in the 'homestead' class, so you pay the homestead education property tax rate instead of the nonhomestead rate. It is also required for the Property Tax Credit.

Who qualifies: You own and live in the home as your domicile (main home) on April 1, 2026. You can still claim it if it is rented out for no more than 182 days of the year. Second homes, camps and rentals are nonhomestead.
How to apply: File Form HS-122, Section A, with the Vermont Department of Taxes, online through myVTax or on paper, even if you do not have to file an income tax return. Have the school district code (middle three digits of the SPAN on your tax bill) and your SPAN number.
Form: Form HS-122, Homestead Declaration and Property Tax Credit Claim
Deadline: The April income tax due date (April 15, 2026). Filing an income tax extension does not extend it. Late filing until October 15 is allowed but your town may charge a penalty of up to 3% or 8%; after October 15 the home is taxed as nonhomestead.
Renewal: Every year.
Law: 32 V.S.A. §5410

Source: official page

Low income

Property Tax Credit

Up to $5,600 off the state education property tax and up to $2,400 off the municipal property tax on your home. The amount depends on your household income and your housesite tax; the Department of Taxes has a calculator.

Who qualifies: You declared the home as your homestead, lived in Vermont all of 2025, own and live in the home on April 1, 2026, and were not claimed as a dependent for 2025.
Income limit: 2025 household income of $115,400 or less (household income counts taxable and nontaxable income of everyone in the household)
How to apply: File Form HS-122 (Section B) and Schedule HI-144 (Household Income) with the Department of Taxes, online in myVTax or with your Vermont income tax return. Have your 2025/2026 tax bill (housesite value and housesite taxes) and income records for all household members.
Form: Form HS-122 and Schedule HI-144
Deadline: Apply by April 15, 2026. If you filed the Homestead Declaration by October 15, you may file the credit claim as late as March 15 of the next year, but $150 is taken off the credit, and after October 15 the credit is paid to you instead of your town.
Renewal: Every year.
Law: 32 V.S.A. chapter 154 (§6061 and following)

Source: official page

Disabled veterans

Veterans Property Tax Exemption

At least $10,000 off the appraised value of your home. Your town may vote to raise it to as much as $40,000. Example: on a $200,000 home in a town with a $20,000 exemption, you are taxed on $180,000.

Who qualifies: You own and live in the home and you (or your spouse, widow(er) or child) receive VA disability compensation for at least a 50% rating, the VA non-service-connected (improved) pension, permanent military medical retirement pay, or death/DIC compensation. The unremarried surviving spouse of a veteran who had the exemption keeps it. Only one exemption per property; rented or business parts are not exempt.
How to apply: Each year before May 1, send the Disabled Veteran and Surviving Spouse Property Tax Exemption form (from the Vermont Office of Veterans Affairs, veterans.vermont.gov) and your current VA Summary of Benefits letter to the Vermont Office of Veterans Affairs, 118 State St., Montpelier, VT 05602.
Deadline: Before May 1 of the tax year.
Renewal: Every year before May 1, unless the VA rates you permanently and totally disabled; then you apply only in the first year, and again if you move to a new home.
Law: 32 V.S.A. §3802(11)

Source: official page

Exemptions by city and town in Vermont

Vermont gives qualifying disabled veterans (and unremarried surviving spouses) at least $10,000 off the appraised value of their home, and voters in each town or city can raise this to as much as $40,000; the state tax department says the amount comes off both municipal and education taxes. There is no official list of what each town voted, so the amount shown is the largest veterans exemption recorded on any property in that town's 2025 grand list (state parcel and grand list data, field VETEXAMT). Where many homes carry the same amount it is the town's voted level; where only 1 to 3 homes have it, treat the figure as a guide and confirm with the town listers. A blank means no property had the exemption in 2025, not that the town offers none: the $10,000 state minimum applies everywhere.

Data year: 2025 grand list (April 1, 2025)

— = not found in the official source; ask your assessor.

City or town	County	Veterans exemption (largest amount on any property, 2025 grand list)	Above the $10,000 state minimum	Properties with the exemption (2025)
Addison	Addison	$40,000	yes	11
Albany	Orleans	$40,000	yes	11
Alburgh	Grand Isle	$40,000	yes	13
Andover	Windsor	$40,000 (seen on only 3 homes; confirm with listers)	yes	3
Arlington	Bennington	$40,000	yes	8
Athens	Windham	$40,000 (seen on only 2 homes; confirm with listers)	yes	2
Averill	Essex	$10,000 (seen on only 1 home; confirm with listers)	no	1
Averys Gore	Essex	not found in the official source	not found in the official source	0
Bakersfield	Franklin	$40,000	yes	20
Baltimore	Windsor	$40,000	yes	6
Barnard	Windsor	$40,000	yes	4
Barnet	Caledonia	$40,000	yes	15
Barre City	Washington	$40,000	yes	50
Barre Town	Washington	$40,000	yes	70
Barton	Orleans	$40,000	yes	16
Belvidere	Lamoille	$20,000 (seen on only 2 homes; confirm with listers)	yes	2
Bennington	Bennington	$40,000	yes	80
Benson	Rutland	$20,000	yes	9
Berkshire	Franklin	$40,000	yes	18
Berlin	Washington	$40,000	yes	11
Bethel	Windsor	$40,000	yes	16
Bloomfield	Essex	$40,000 (seen on only 3 homes; confirm with listers)	yes	3
Bolton	Chittenden	$40,000	yes	4
Bradford	Orange	$40,000	yes	19
Braintree	Orange	$40,000	yes	5
Brandon	Rutland	$40,000	yes	34
Brattleboro	Windham	$40,000	yes	31
Bridgewater	Windsor	$20,000 (seen on only 3 homes; confirm with listers)	yes	3
Bridport	Addison	$40,000	yes	10
Brighton	Essex	$40,000	yes	14
Bristol	Addison	$40,000	yes	18
Brookfield	Orange	$40,000	yes	19
Brookline	Windham	$40,000	yes	2
Brownington	Orleans	$40,000	yes	16
Brunswick	Essex	$40,000 (seen on only 3 homes; confirm with listers)	yes	3
Buels Gore	Chittenden	not found in the official source	not found in the official source	0
Burke	Caledonia	$40,000	yes	8
Burlington	Chittenden	$40,000	yes	54
Cabot	Washington	$40,000	yes	13
Calais	Washington	$40,000	yes	12
Cambridge	Lamoille	$40,000	yes	35
Canaan	Essex	$20,000	yes	6
Castleton	Rutland	$40,000	yes	36
Cavendish	Windsor	$40,000	yes	12
Charleston	Orleans	$40,000	yes	12
Charlotte	Chittenden	$40,000	yes	4
Chelsea	Orange	$40,000	yes	11
Chester	Windsor	$40,000	yes	25
Chittenden	Rutland	$40,000	yes	10
Clarendon	Rutland	$40,000	yes	19
Colchester	Chittenden	$40,000	yes	82
Concord	Essex	$40,000	yes	14
Corinth	Orange	$40,000	yes	10
Cornwall	Addison	$40,000	yes	5
Coventry	Orleans	$40,000	yes	15
Craftsbury	Orleans	$40,000	yes	6
Danby	Rutland	$40,000	yes	8
Danville	Caledonia	$10,000	no	16
Derby	Orleans	$40,000	yes	30
Dorset	Bennington	$40,000	yes	8
Dover	Windham	$40,000 (seen on only 3 homes; confirm with listers)	yes	3
Dummerston	Windham	$40,000	yes	9
Duxbury	Washington	$40,000	yes	7
East Haven	Essex	$40,000 (seen on only 3 homes; confirm with listers)	yes	3
East Montpelier	Washington	$40,000	yes	19
Eden	Lamoille	$40,000	yes	10
Elmore	Lamoille	$40,000 (seen on only 2 homes; confirm with listers)	yes	2
Enosburgh	Franklin	$40,000	yes	20
Essex Junction	Chittenden	$40,000	yes	41
Essex Town	Chittenden	$40,000	yes	59
Fair Haven	Rutland	$40,000	yes	31
Fairfax	Franklin	$40,000	yes	56
Fairfield	Franklin	$40,000	yes	16
Fairlee	Orange	$20,000 (seen on only 3 homes; confirm with listers)	yes	3
Fayston	Washington	$40,000 (seen on only 1 home; confirm with listers)	yes	1
Ferdinand	Essex	not found in the official source	not found in the official source	0
Ferrisburgh	Addison	$40,000	yes	14
Fletcher	Franklin	$40,000	yes	11
Franklin	Franklin	$40,000	yes	8
Georgia	Franklin	$40,000	yes	52
Glastenbury	Bennington	not found in the official source	not found in the official source	0
Glover	Orleans	$40,000	yes	11
Goshen	Addison	$40,000 (seen on only 2 homes; confirm with listers)	yes	2
Grafton	Windham	$40,000	yes	4
Granby	Essex	not found in the official source	not found in the official source	0
Grand Isle	Grand Isle	$40,000	yes	19
Granville	Addison	$10,000 (seen on only 1 home; confirm with listers)	no	1
Greensboro	Orleans	$40,000 (seen on only 1 home; confirm with listers)	yes	1
Groton	Caledonia	$40,000	yes	7
Guildhall	Essex	$40,000 (seen on only 2 homes; confirm with listers)	yes	2
Guilford	Windham	$40,000	yes	11
Halifax	Windham	$40,000	yes	5
Hancock	Addison	$40,000 (seen on only 1 home; confirm with listers)	yes	1
Hardwick	Caledonia	$40,000	yes	20
Hartford	Windsor	$40,000	yes	64
Hartland	Windsor	$40,000	yes	26
Highgate	Franklin	$40,000	yes	29
Hinesburg	Chittenden	$40,000	yes	20
Holland	Orleans	$40,000	yes	8
Hubbardton	Rutland	$40,000	yes	9
Huntington	Chittenden	$40,000	yes	10
Hyde Park	Lamoille	$40,000	yes	24
Ira	Rutland	$10,000 (seen on only 1 home; confirm with listers)	no	1
Irasburg	Orleans	$40,000	yes	8
Isle La Motte	Grand Isle	$40,000	yes	7
Jamaica	Windham	$40,000	yes	8
Jay	Orleans	$40,000 (seen on only 1 home; confirm with listers)	yes	1
Jericho	Chittenden	$40,000	yes	33
Johnson	Lamoille	$40,000	yes	21
Killington	Rutland	$40,000 (seen on only 1 home; confirm with listers)	yes	1
Kirby	Caledonia	$40,000 (seen on only 2 homes; confirm with listers)	yes	2
Landgrove	Bennington	$10,000 (seen on only 1 home; confirm with listers)	no	1
Leicester	Addison	$40,000	yes	7
Lemington	Essex	$20,000 (seen on only 2 homes; confirm with listers)	yes	2
Lewis	Essex	not found in the official source	not found in the official source	0
Lincoln	Addison	$40,000	yes	4
Londonderry	Windham	$40,000	yes	12
Lowell	Orleans	$40,000	yes	10
Ludlow	Windsor	$40,000	yes	6
Lunenburg	Essex	$40,000	yes	8
Lyndon	Caledonia	$40,000	yes	48
Maidstone	Essex	$40,000 (seen on only 2 homes; confirm with listers)	yes	2
Manchester	Bennington	$40,000	yes	13
Marlboro	Windham	$40,000 (seen on only 2 homes; confirm with listers)	yes	2
Marshfield	Washington	$40,000	yes	16
Mendon	Rutland	$40,000	yes	6
Middlebury	Addison	$40,000	yes	31
Middlesex	Washington	$40,000	yes	10
Middletown Springs	Rutland	$40,000	yes	5
Milton	Chittenden	$40,000	yes	95
Monkton	Addison	$40,000	yes	11
Montgomery	Franklin	$40,000	yes	9
Montpelier	Washington	$40,000	yes	24
Moretown	Washington	$40,000	yes	10
Morgan	Orleans	$40,000	yes	6
Morristown	Lamoille	$40,000	yes	27
Mount Holly	Rutland	$40,000	yes	13
Mount Tabor	Rutland	$20,000 (seen on only 1 home; confirm with listers)	yes	1
New Haven	Addison	$40,000	yes	7
Newark	Caledonia	$40,000	yes	5
Newbury	Orange	$20,000	yes	17
Newfane	Windham	$40,000	yes	13
Newport City	Orleans	$40,000	yes	45
Newport Town	Orleans	$40,000	yes	18
North Bennington	Bennington	$40,000	yes	4
North Hero	Grand Isle	$40,000	yes	8
Northfield	Washington	$40,000	yes	44
Norton	Essex	$40,000	yes	5
Norwich	Windsor	$40,000	yes	10
Orange	Orange	$40,000	yes	17
Orleans ID	Orleans	$40,000	yes	5
Orwell	Addison	$40,000	yes	10
Panton	Addison	not found in the official source	not found in the official source	0
Pawlet	Rutland	$40,000	yes	12
Peacham	Caledonia	$40,000	yes	6
Peru	Bennington	$40,000 (seen on only 2 homes; confirm with listers)	yes	2
Pittsfield	Rutland	$40,000	yes	4
Pittsford	Rutland	$40,000	yes	19
Plainfield	Washington	$40,000	yes	9
Plymouth	Windsor	$10,000 (seen on only 2 homes; confirm with listers)	no	2
Pomfret	Windsor	$40,000	yes	5
Poultney	Rutland	$40,000	yes	23
Pownal	Bennington	$40,000	yes	27
Proctor	Rutland	$40,000	yes	10
Putney	Windham	$40,000	yes	9
Randolph	Orange	$40,000	yes	40
Reading	Windsor	$40,000 (seen on only 2 homes; confirm with listers)	yes	2
Readsboro	Bennington	$40,000	yes	8
Richford	Franklin	$40,000	yes	17
Richmond	Chittenden	$40,000	yes	15
Ripton	Addison	$40,000	yes	7
Rochester	Windsor	$40,000	yes	7
Rockingham	Windham	$40,000	yes	30
Roxbury	Washington	$20,000	yes	6
Royalton	Windsor	$40,000	yes	12
Rupert	Bennington	$40,000	yes	6
Rutland City	Rutland	$40,000	yes	77
Rutland Town	Rutland	$40,000	yes	28
Ryegate	Caledonia	$40,000	yes	9
Salisbury	Addison	$40,000	yes	8
Sandgate	Bennington	$40,000	yes	4
Searsburg	Bennington	$40,000 (seen on only 3 homes; confirm with listers)	yes	3
Shaftsbury	Bennington	$40,000	yes	24
Shaftsbury ID	Bennington	$40,000	yes	6
Sharon	Windsor	$40,000	yes	9
Sheffield	Caledonia	$40,000	yes	6
Shelburne	Chittenden	$40,000	yes	20
Sheldon	Franklin	$40,000	yes	16
Shoreham	Addison	$40,000	yes	5
Shrewsbury	Rutland	$40,000	yes	9
Somerset	Windham	not found in the official source	not found in the official source	0
South Burlington	Chittenden	$40,000	yes	55
South Hero	Grand Isle	$40,000	yes	11
Springfield	Windsor	$40,000	yes	77
St. Albans City	Franklin	$40,000	yes	32
St. Albans Town	Franklin	$40,000	yes	67
St. George	Chittenden	$40,000 (seen on only 2 homes; confirm with listers)	yes	2
St. Johnsbury	Caledonia	$40,000	yes	37
Stamford	Bennington	$10,000 (seen on only 1 home; confirm with listers)	no	1
Stannard	Caledonia	$40,000 (seen on only 3 homes; confirm with listers)	yes	3
Starksboro	Addison	$25,000	yes	7
Stockbridge	Windsor	$40,000	yes	4
Stowe	Lamoille	$40,000	yes	17
Strafford	Orange	$40,000	yes	6
Stratton	Windham	$40,000 (seen on only 1 home; confirm with listers)	yes	1
Sudbury	Rutland	$40,000	yes	5
Sunderland	Bennington	$40,000	yes	7
Sutton	Caledonia	$40,000	yes	11
Swanton	Franklin	$40,000	yes	66
Thetford	Orange	$40,000	yes	18
Tinmouth	Rutland	$40,000 (seen on only 2 homes; confirm with listers)	yes	2
Topsham	Orange	$40,000	yes	10
Townshend	Windham	$40,000	yes	5
Troy	Orleans	$40,000	yes	24
Tunbridge	Orange	$40,000	yes	16
Underhill	Chittenden	$40,000	yes	31
Vergennes	Addison	$40,000	yes	12
Vernon	Windham	$40,000	yes	15
Vershire	Orange	$40,000	yes	8
Victory	Essex	$40,000 (seen on only 2 homes; confirm with listers)	yes	2
Waitsfield	Washington	$40,000 (seen on only 3 homes; confirm with listers)	yes	3
Walden	Caledonia	$40,000	yes	12
Wallingford	Rutland	$40,000	yes	19
Waltham	Addison	$40,000 (seen on only 2 homes; confirm with listers)	yes	2
Wardsboro	Windham	$40,000	yes	4
Warners Grant	Essex	not found in the official source	not found in the official source	0
Warren	Washington	$40,000 (seen on only 2 homes; confirm with listers)	yes	2
Warren Gore	Essex	not found in the official source	not found in the official source	0
Washington	Orange	$40,000	yes	11
Waterbury	Washington	$40,000	yes	24
Waterford	Caledonia	$40,000	yes	10
Waterville	Lamoille	$40,000 (seen on only 3 homes; confirm with listers)	yes	3
Weathersfield	Windsor	$40,000	yes	37
Wells	Rutland	$40,000	yes	14
Wells River	Orange	$20,000 (seen on only 3 homes; confirm with listers)	yes	3
West Fairlee	Orange	$20,000	yes	5
West Haven	Rutland	$10,000 (seen on only 1 home; confirm with listers)	no	1
West Rutland	Rutland	$40,000	yes	26
West Windsor	Windsor	$40,000	yes	12
Westfield	Orleans	$40,000	yes	8
Westford	Chittenden	$40,000	yes	18
Westminster	Windham	$40,000	yes	20
Westmore	Orleans	$40,000	yes	8
Weston	Windsor	$40,000	yes	4
Weybridge	Addison	$40,000 (seen on only 2 homes; confirm with listers)	yes	2
Wheelock	Caledonia	$40,000	yes	12
Whiting	Addison	$40,000 (seen on only 3 homes; confirm with listers)	yes	3
Whitingham	Windham	$40,000	yes	10
Williamstown	Orange	$40,000	yes	24
Williston	Chittenden	$40,000	yes	49
Wilmington	Windham	$40,000	yes	10
Windham	Windham	$40,000 (seen on only 1 home; confirm with listers)	yes	1
Windsor	Windsor	$40,000	yes	27
Winhall	Bennington	$10,000 (seen on only 1 home; confirm with listers)	no	1
Winooski	Chittenden	$40,000	yes	14
Wolcott	Lamoille	$40,000	yes	7
Woodbury	Washington	$40,000	yes	4
Woodford	Bennington	$40,000 (seen on only 3 homes; confirm with listers)	yes	3
Woodstock	Windsor	$40,000	yes	18
Worcester	Washington	$20,000	yes	7

Good to know

To qualify you need VA disability compensation of 50% or more, a VA non-service-connected disability pension, or a permanent medical military retirement; unremarried surviving spouses of qualified veterans also qualify.
Apply with the Vermont Office of Veterans Affairs (not the town) by May 1 each year; if the VA rates the disability permanent, you file only once.
By law a town's vote stays in effect until voters change it, but some towns (for example Worcester) put the amount to a vote every year.

Statewide source: Vermont statewide standardized parcel data with joined Grand List (VCGI / Dept. of Taxes PVR), field VETEXAMT, grand list year 2025

Sources for this table

Last checked: Oct 2026.

Good to know in Vermont

Even if you do not need to file an income tax return, you must file a Homestead Declaration every year, or your home is taxed at the nonhomestead rate.
Vermont has no statewide senior or age-based exemption; help for older homeowners comes through the income-based Property Tax Credit.
The veterans exemption amount varies by town, from the $10,000 state minimum up to $40,000 if voters approve.

Savings estimate for Vermont

Roughly what an exemption could save you a year: the value it takes off, times your tax rate.

Eligibility finder for Vermont

Answer a few questions to see which property tax breaks may fit you.

Do you own the home and live in it as your main home?

Your age, or the year you were born

Leave empty if you'd rather not say.

Are you a veteran?

Do you have a permanent disability?

Are you the surviving spouse of a veteran, service member or first responder?

Yearly household income ($)

Everyone in the home, before taxes. Optional: used only to compare with income limits.

Do you own and live in the home?Answer the first question to see results.

A first check, not a decision: only your county, city or town assessor decides. We read ages, ratings and income limits only where the official rule states them plainly; otherwise we show the rule for you to check.

Document checklist for Vermont

Pick the breaks you plan to apply for. You get a checklist of forms, documents, steps and deadlines to print or keep on your phone.

Questions about property tax exemptions in Vermont

Is there a homestead exemption in Vermont?

Yes: the Homestead Declaration (homestead education tax rate). Not a fixed dollar amount. Filing puts your home in the 'homestead' class, so you pay the homestead education property tax rate instead of the nonhomestead rate. It is also required for the Property Tax Credit. Who qualifies: You own and live in the home as your domicile (main home) on April 1, 2026. You can still claim it if it is rented out for no more than 182 days of the year. Second homes, camps and rentals are nonhomestead.

When is the deadline to apply for the homestead exemption in Vermont?

The April income tax due date (April 15, 2026). Filing an income tax extension does not extend it. Late filing until October 15 is allowed but your town may charge a penalty of up to 3% or 8%; after October 15 the home is taxed as nonhomestead.

Do I have to reapply for the homestead exemption every year in Vermont?

Every year.

Do disabled veterans get a property tax exemption in Vermont?

Veterans Property Tax Exemption: At least $10,000 off the appraised value of your home. Your town may vote to raise it to as much as $40,000. Example: on a $200,000 home in a town with a $20,000 exemption, you are taxed on $180,000.

Where do I apply for property tax exemptions in Vermont?

The Vermont Department of Taxes handles the Homestead Declaration and the Property Tax Credit (you file with the state, usually with your income tax return). Your town listers or assessor value the home and apply the veterans exemption after the Vermont Office of Veterans Affairs confirms you qualify.

Do property tax exemptions differ by city or town in Vermont?

Vermont gives qualifying disabled veterans (and unremarried surviving spouses) at least $10,000 off the appraised value of their home, and voters in each town or city can raise this to as much as $40,000; the state tax department says the amount comes off both municipal and education taxes. The table on this page compares 260 cities and towns.

Think your home’s assessed value is too high? An exemption and an appeal are separate: you can do both.

Appeal in Vermont

Sources

Vermont Department of Taxes: Property Tax Credit
Vermont Department of Taxes: Homestead Declaration
Vermont Department of Taxes FS-1003: Property Tax Assistance for Veterans (rev. January 2026)
Form HS-122 (2025), Homestead Declaration and Property Tax Credit Claim
Vermont 2025 Income Tax Return Booklet (HS-122 instructions)
32 V.S.A. §3802 (exemptions, incl. veterans)
Vermont Office of Veterans Affairs: Tax Exemptions for Veterans
32 V.S.A. chapter 154 (property tax credit)
Median effective tax rate: U.S. Census Bureau, American Community Survey, 2020–2024 5-year estimates, tables B25103 (median real estate taxes paid, owner-occupied homes) and B25077 (median value, owner-occupied homes). The rate is the median tax paid divided by the median home value.

Last checked: Oct 2026.

Vermont property tax exemptions

Exemptions by group

Veterans

Surviving spouses

Where to apply in Vermont

Property tax exemptions in Vermont

Homestead Declaration (homestead education tax rate)

Property Tax Credit

Veterans Property Tax Exemption

Exemptions by city and town in Vermont

Good to know

Good to know in Vermont

Savings estimate for Vermont

Eligibility finder for Vermont

Document checklist for Vermont

Questions about property tax exemptions in Vermont

Other states